See what Stripe, PayPal and Square take from a sale before you send the invoice, and check a routing number, IBAN or SWIFT code before you send money. Everything runs in your browser.
| Provider | Fee | You receive | Effective |
|---|
Standard published US rates as of October 2026: Stripe 2.9% + 30¢ online, 2.7% + 5¢ in person. PayPal Checkout 3.49% + 49¢ online, 2.29% + 9¢ for QR code in person. Square Free plan 3.3% + 30¢ online, 2.6% + 15¢ in person. International cards add 1.5%, and currency conversion adds about 1% on Stripe (PayPal's conversion spread is higher and not included). Negotiated or volume pricing will be lower. Check your provider's pricing page before relying on a number.
This checks the format and the check digits, which catches most typing mistakes. It cannot confirm that an account exists or who owns it, so always confirm details with the recipient before sending a payment.